What Is the Value of My Uber Accident Case?

Blog,Ridesharing • December 2, 2020

Each Uber and Lyft accident case is unique. If you have been injured in a collision involving either rideshare company, you should consult with a New Jersey rideshare accident lawyer immediately to see what options are available to pursue lost compensation. 

How Severe Were the Resulting Injuries?

What Is the Value of My Uber Accident Case?The more severe your injuries, the higher settlement you will likely receive. Any lost income or earning capacity, medical expenses, and the cost of pain and suffering will all be considered by the insurance company or legal team working on your case. 

If you suffered spinal cord injury resulting from a rideshare accident that left you unabel to return to your job and cost you hundreds of thousands of dollars in medical treatment, surgeries, and rehabilitation therapy, if you have a skilled personal injury lawyer on your side, you will have a much greater chance of recovering up to $1 million in damages

What Was the Status of the Rideshare Driver?

Drivers operating for Uber and Lyft are not considered as direct employees of these companies. Instead, they are categorized as independent contractors, meaning that they can and will attempt to deny any liability in the event of an accident. The applied coverage depends on the status of the driver at the time of the accident: 

  • If the driver was available to pick up passengers but was not yet carrying a rider when at the time of the accident, the driver’s own auto insurance policy would be the primary insurance. Although, in this case, Uber and Lyft provide additional injury coverage, up to $100,000 (with a maximum of $250,000 in property damage). This will be eligible in a settlement if the driver’s personal liability insurance does not fully cover the expenses of the injured party. 
  • If the driver was carrying a rider at the time of the accident, the driver, the passenger, and another injured party may be covered by Uber/Lyft’s $1 million liability insurance policy.
  • If the accident was the result of an uninsured or underinsured motorist, the driver and passenger may be covered by Uber and Lyft’s $1 million uninsured motorist policy.

The liability coverage provided by Uber and Lyft will be secondary to the insurance coverage of the driver or at-fault party. However, in many cases, the $1 million dollar policy may be applicable if you were injured in a rideshare accident in New Jersey. 

New Jersey Uber Accidents

Those who are injured in a crash involving a rideshare vehicle should consult with an Uber/Lyft crash lawyer in New Jersey immediately in order to better understand their legal options. The legal team at Brady Reilly & Cardoso, LLC is here to help you make sure that your case is treated fairly and that the liable driver is held accountable for his or her actions. We will fight to make sure that you recover the compensation you deserve so that your life can get back on track. Contact our New Jersey rideshare crash attorneys today at (201) 997- 0030 if you or a loved one has been unfairly injured in a crash involving a rideshare driver.