How to File an Uber Accident Claim in New Jersey

Blog,Ridesharing • June 10, 2023

If you or a loved one has been involved in an accident with a vehicle that an Uber driver operated, you could be eligible to recover compensatory damages from the rideshare company. New Jersey requires the company to maintain insurance coverage for vehicles that drive for them, covering up to $1.5 million in liability coverage.

You must notify the Uber Claims Department of the accident in order to be compensated for the damages you sustained in the accident. Listed below are the steps you should take to file an Uber accident claim.

Gather Important Information From Those Involved in the Accident

The initial actions you must take when filing an Uber claim come from the accident scene. The following information should be gathered if you are able following the crash:

  • Names of everyone involved in the accident
  • Vehicle registration for each vehicle involved
  • Driver’s license numbers for the motorists involved in the wreck
  • Contact information for each individual involved in the accident
  • Insurance information for all the drivers
  • Accident report

Other information that can be extremely helpful includes video or photographic evidence from the scene, such as the following:

  • Road conditions
  • Property damage
  • Vehicle damage
  • Obstacles or hazards
  • Weather conditions
  • Visible injuries
  • Tag numbers

Insurance Can Be Confusing in Uber Accidents

Rideshare drivers are covered in various ways depending on what they are doing at the time of the accident. Do your best to verify whether or not they were in the process of a trip or not since the available insurance coverage will vary.

The degree of coverage will vary depending on whether the Uber driver was logged into their mobile app, had accepted a fare, or had already picked up their passenger. Uber drivers who are not currently logged in and accepting fares will not be covered by the rideshare giant. If this is the case, you will have to seek damages from the driver’s personal insurance company as you would if you were in an accident with any other motorist.

Drivers who are logged into their work app but have not yet accepted a ride request have some coverage from Uber. The company will provide bodily injury liability coverage with $50,000 per person up to $100,000 per incident and a property damage liability range of $25,000.

Uber offers $1.5 million in liability coverage if the driver has accepted a ride request when the accident occurs. Your attorney can help verify that the driver was logged into the Uber app at the time of the accident by submitting a verification request through the Uber website. If you were a passenger of the Uber driver at the time of the wreck, you could contact the company through the application you used to call the rideshare vehicle.

Seek Legal Representation if You Are Involved in an Uber Accident

Because Uber is such a large company, their insurance companies and the teams of attorneys on its payroll are working hard to avoid having the company pay large payouts. Having an experienced Uber accident attorney by your side can help you avoid the pitfalls of dealing with the rideshare mogul on your own. Your Uber accident attorney with Brady, Reilly, & Cardoso, LLC, can help you avoid the following:

  • Having your claim denied based on a false assumption that you were at fault for the crash
  • Failures to return correspondence
  • Having the details of the accident misconstrued
  • Attempts to deny coverage for injuries because of claims that they should not have necessitated medical treatment or that they were injuries from a pre-existing condition
  • Settlement offers that are unfair.

Allow us to construct a compelling case on your behalf. We can grant you peace of mind so you can focus your energy on healing from the accident by taking care of the details so you do not have to.

Reach Out Today

We offer free consultations at Brady, Reilly, & Cardoso, LLC. If you have been injured in an accident with an Uber driver, contact us as soon as possible. We will see that your rights are protected throughout the process while working hard to gain maximum compensation on your behalf.